Compliance

Our compliance approach

LoanPath IQ is a marketing and borrower-intake platform — not a lender.

Attorney review required for final legal language.

Platform positioning

LoanPath IQ is a marketing and borrower-intake technology platform. We are not a lender. We do not issue loan approvals, set loan terms, determine eligibility, or provide loan advice. Loan decisions are made exclusively by licensed mortgage professionals under applicable underwriting guidelines.

Marketing partner compensation

Approved marketing partners may be compensated for approved marketing activity or verified front-end borrower-intake events. Examples of compliance-conscious payable events include:

  • Verified borrower inquiry
  • Completed intake
  • Appointment set
  • 1003 completed
  • Credit authorization received
  • Credit pulled
  • Documented pre-qualification

Compensation is not based on loan closings, funded loans, loan amount, interest rate, or lender compensation. "Closed Loan" is not a payable partner milestone.

Approved marketing partner standards

  • Use only approved campaigns, landing pages, and creatives.
  • Comply with TCPA, CAN-SPAM, and applicable state/federal advertising rules.
  • Capture proper consent and disclosures on every submission.
  • Do not represent yourself as a lender or licensed mortgage professional.

Consumer disclosures

Submitting a pre-qualification request does not guarantee loan approval. By submitting a form, consumers consent to be contacted by licensed mortgage professionals.